Trade Lake Mutual Insurance Company 11733 Highway 48 Frederic, WI 54837 Phone (715)327-4800 Fax (715) 327-4235

Trade Lake Mutual Insurance Company offers a wide variety of insurance products for your farm, home or business.

  • Homeowners
  • Farmowners
  • Dwelling Fire Policies for rustic cabins and rental dwellings
  • Mobile Homeowners
  • Inland Marine
  • Businessowners
  • Commercial Operations
  • Seasonal Homeowners
  • Country Estate Homeowners
  • Rental Mobile Homes
  • Umbrella
  • Artisans


We offer a wide variety of policies to insure the small vacation home to the preferred higher end or new construction. We offer a Replacement Cost program as well as an Actual Cash Value program for that more difficult to place home. Our discounts include: Claims Free, New Home, Auto - Home, and Security System with deductibles from $250 to $10,000 to save you even more!

Farm Owners

Our comprehensive Farmowners program offers Replacement Cost or Actual Cash Value coverage on the home. This program is intended to cover your home, farm buildings, personal and farm personal property, and personal and farm personal liability.

In addition to standard policy features we can tailor make your policy to include coverage for:

  • Peak Season Coverage
  • Weight of Ice & Snow - Collapse coverage for farm outbuildings
  • Contaminated milk coverage
  • Custom Farming operations
  • Replacement cost coverage for your home and personal property
  • Farm Pac Endorsement including: emergency produce removal, agricultural machinery and equipment rental reimbursement, farm extra expense, barn glass breakage, refrigerated milk spoilage, attack, accidental shooting and drowning


Trade Lake Mutual insures a variety of small business exposures from Main Street offices to Carpenters. We offer basic property coverage and liability to specially designed programs for the Businessowner or Artisan.